San Antonio Housing Market 2026
| Metric | San Antonio |
|---|---|
| Median Home Price | $253,000 |
| 20% Down Payment | $50,600 |
| Loan Amount (80% LTV) | $202,400 |
| Est. P&I @ 6.5% 30yr | $1,279/mo |
| Median Household Income | $55,084/year |
| State Income Tax | None |
Monthly Payment at Different Prices
| Home Price | 20% Down | P&I @ 6.5% | P&I @ 7% |
|---|---|---|---|
| $177,000 | $35,400 | $895/mo | $942/mo |
| $215,000 | $43,000 | $1,087/mo | $1,144/mo |
| $253,000 | $50,600 | $1,279/mo | $1,347/mo |
| $291,000 | $58,200 | $1,471/mo | $1,549/mo |
| $329,000 | $65,800 | $1,664/mo | $1,751/mo |
Calculate Your Exact San Antonio Mortgage
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What is the average home price in San Antonio?
The median home price in San Antonio is approximately $253,000 as of 2026.
Can I afford a home in San Antonio on $55,084?
With a median income of $55,084 and median home price of $253,000, the price-to-income ratio in San Antonio is 4.6×. Most financial advisors recommend a home price no more than 3–5× your annual income.
Related: PITI Calculator · PMI Calculator