Portland Housing Market 2026
| Metric | Portland |
|---|---|
| Median Home Price | $534,000 |
| 20% Down Payment | $106,800 |
| Loan Amount (80% LTV) | $427,200 |
| Est. P&I @ 6.5% 30yr | $2,700/mo |
| Median Household Income | $79,425/year |
| State Income Tax | 4.75%–9.9% |
Monthly Payment at Different Prices
| Home Price | 20% Down | P&I @ 6.5% | P&I @ 7% |
|---|---|---|---|
| $374,000 | $74,800 | $1,891/mo | $1,991/mo |
| $454,000 | $90,800 | $2,296/mo | $2,416/mo |
| $534,000 | $106,800 | $2,700/mo | $2,842/mo |
| $614,000 | $122,800 | $3,105/mo | $3,268/mo |
| $694,000 | $138,800 | $3,509/mo | $3,694/mo |
Calculate Your Exact Portland Mortgage
Use the Free Calculator →FAQ
What is the average home price in Portland?
The median home price in Portland is approximately $534,000 as of 2026.
Can I afford a home in Portland on $79,425?
With a median income of $79,425 and median home price of $534,000, the price-to-income ratio in Portland is 6.7×. Most financial advisors recommend a home price no more than 3–5× your annual income.
Related: PITI Calculator · PMI Calculator