Nashville Housing Market 2026
| Metric | Nashville |
|---|---|
| Median Home Price | $452,000 |
| 20% Down Payment | $90,400 |
| Loan Amount (80% LTV) | $361,600 |
| Est. P&I @ 6.5% 30yr | $2,286/mo |
| Median Household Income | $71,231/year |
| State Income Tax | None |
Monthly Payment at Different Prices
| Home Price | 20% Down | P&I @ 6.5% | P&I @ 7% |
|---|---|---|---|
| $316,000 | $63,200 | $1,598/mo | $1,682/mo |
| $384,000 | $76,800 | $1,942/mo | $2,044/mo |
| $452,000 | $90,400 | $2,286/mo | $2,406/mo |
| $520,000 | $104,000 | $2,629/mo | $2,768/mo |
| $588,000 | $117,600 | $2,973/mo | $3,130/mo |
Calculate Your Exact Nashville Mortgage
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What is the average home price in Nashville?
The median home price in Nashville is approximately $452,000 as of 2026.
Can I afford a home in Nashville on $71,231?
With a median income of $71,231 and median home price of $452,000, the price-to-income ratio in Nashville is 6.3×. Most financial advisors recommend a home price no more than 3–5× your annual income.
Related: PITI Calculator · PMI Calculator