Los Angeles Housing Market 2026
| Metric | Los Angeles |
|---|---|
| Median Home Price | $886,000 |
| 20% Down Payment | $177,200 |
| Loan Amount (80% LTV) | $708,800 |
| Est. P&I @ 6.5% 30yr | $4,480/mo |
| Median Household Income | $71,358/year |
| State Income Tax | 1%–13.3% |
Monthly Payment at Different Prices
| Home Price | 20% Down | P&I @ 6.5% | P&I @ 7% |
|---|---|---|---|
| $620,000 | $124,000 | $3,135/mo | $3,300/mo |
| $753,000 | $150,600 | $3,808/mo | $4,008/mo |
| $886,000 | $177,200 | $4,480/mo | $4,716/mo |
| $1,019,000 | $203,800 | $5,153/mo | $5,424/mo |
| $1,152,000 | $230,400 | $5,825/mo | $6,131/mo |
Calculate Your Exact Los Angeles Mortgage
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What is the average home price in Los Angeles?
The median home price in Los Angeles is approximately $886,000 as of 2026.
Can I afford a home in Los Angeles on $71,358?
With a median income of $71,358 and median home price of $886,000, the price-to-income ratio in Los Angeles is 12.4×. Most financial advisors recommend a home price no more than 3–5× your annual income.
Related: PITI Calculator · PMI Calculator