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Las Vegas Mortgage Calculator 2026

Median home: $421,000 · 20% down: $84,200 · Est. P&I: $2,129/mo

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Las Vegas Housing Market 2026

MetricLas Vegas
Median Home Price$421,000
20% Down Payment$84,200
Loan Amount (80% LTV)$336,800
Est. P&I @ 6.5% 30yr$2,129/mo
Median Household Income$60,285/year
State Income TaxNone

Monthly Payment at Different Prices

Home Price20% DownP&I @ 6.5%P&I @ 7%
$295,000$59,000$1,492/mo$1,570/mo
$358,000$71,600$1,810/mo$1,905/mo
$421,000$84,200$2,129/mo$2,241/mo
$484,000$96,800$2,447/mo$2,576/mo
$547,000$109,400$2,766/mo$2,911/mo

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FAQ

What is the average home price in Las Vegas?

The median home price in Las Vegas is approximately $421,000 as of 2026.

Can I afford a home in Las Vegas on $60,285?

With a median income of $60,285 and median home price of $421,000, the price-to-income ratio in Las Vegas is 7.0×. Most financial advisors recommend a home price no more than 3–5× your annual income.

Related: PITI Calculator · PMI Calculator

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