Las Vegas Housing Market 2026
| Metric | Las Vegas |
|---|---|
| Median Home Price | $421,000 |
| 20% Down Payment | $84,200 |
| Loan Amount (80% LTV) | $336,800 |
| Est. P&I @ 6.5% 30yr | $2,129/mo |
| Median Household Income | $60,285/year |
| State Income Tax | None |
Monthly Payment at Different Prices
| Home Price | 20% Down | P&I @ 6.5% | P&I @ 7% |
|---|---|---|---|
| $295,000 | $59,000 | $1,492/mo | $1,570/mo |
| $358,000 | $71,600 | $1,810/mo | $1,905/mo |
| $421,000 | $84,200 | $2,129/mo | $2,241/mo |
| $484,000 | $96,800 | $2,447/mo | $2,576/mo |
| $547,000 | $109,400 | $2,766/mo | $2,911/mo |
Calculate Your Exact Las Vegas Mortgage
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What is the average home price in Las Vegas?
The median home price in Las Vegas is approximately $421,000 as of 2026.
Can I afford a home in Las Vegas on $60,285?
With a median income of $60,285 and median home price of $421,000, the price-to-income ratio in Las Vegas is 7.0×. Most financial advisors recommend a home price no more than 3–5× your annual income.
Related: PITI Calculator · PMI Calculator