Atlanta Housing Market 2026
| Metric | Atlanta |
|---|---|
| Median Home Price | $415,000 |
| 20% Down Payment | $83,000 |
| Loan Amount (80% LTV) | $332,000 |
| Est. P&I @ 6.5% 30yr | $2,098/mo |
| Median Household Income | $64,179/year |
| State Income Tax | 5.49% |
Monthly Payment at Different Prices
| Home Price | 20% Down | P&I @ 6.5% | P&I @ 7% |
|---|---|---|---|
| $291,000 | $58,200 | $1,471/mo | $1,549/mo |
| $353,000 | $70,600 | $1,785/mo | $1,879/mo |
| $415,000 | $83,000 | $2,098/mo | $2,209/mo |
| $477,000 | $95,400 | $2,412/mo | $2,539/mo |
| $540,000 | $108,000 | $2,731/mo | $2,874/mo |
Calculate Your Exact Atlanta Mortgage
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What is the average home price in Atlanta?
The median home price in Atlanta is approximately $415,000 as of 2026.
Can I afford a home in Atlanta on $64,179?
With a median income of $64,179 and median home price of $415,000, the price-to-income ratio in Atlanta is 6.5×. Most financial advisors recommend a home price no more than 3–5× your annual income.
Related: PITI Calculator · PMI Calculator